Deuteronomy 24:10-13

10“When you make any kind of loan to your neighbor, you are not to go into his house to get his pledge.

11You are to stand outside, and the man to whom you are making the loan is to bring the pledge outside to you.

12If he is a poor man, you are not to sleep with his pledge .

13You must certainly restore the pledge to him when the sun sets, so that he may sleep in his coat and bless you—and it is to be righteousness for you before Adonai your God.