Deuteronomy 24:10-13

10“When you make a loan of any kind to your neighbor, do not enter his house to collect what he offers as security.

11Stand outside while the man you are making the loan to brings the security out to you.

12If he is a poor man, do not sleep with the garment he has given as security.

13Be sure to return it to him at sunset. Then he will sleep in it and bless you, and this will be counted as righteousness to you before the Lord your God.