Exodus 22
NLT
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New Living Translation

Exodus 22:14-15

14“If someone borrows an animal from a neighbor and it is injured or dies when the owner is absent, the person who borrowed it must pay full compensation.

15But if the owner was present, no compensation is required. And no compensation is required if the animal was rented, for this loss is covered by the rental fee.

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Commentaries on Exodus 22

New Living Translation — © 1996, 2004, 2015 Tyndale House Foundation