Proverbs 11:12-22

12He who despises his neighbor lacks sense, But a man of understanding keeps silent.

13He who goes about as a gossip reveals secrets, But he who is trustworthy and faithful keeps a matter hidden.

14Where there is no [wise, intelligent] guidance, the people fall [and go off course like a ship without a helm], But in the abundance of [wise and godly] counselors there is victory.

15He who puts up security and guarantees a debt for an outsider will surely suffer [for his foolishness], But he who hates (declines) being a guarantor is secure [from its penalties].

16A gracious and good woman attains honor, And ruthless men attain riches [but not respect].

17The merciful and generous man benefits his soul [for his behavior returns to bless him], But the cruel and callous man does himself harm.

18The wicked man earns deceptive wages, But he who sows righteousness and lives his life with integrity will have a true reward [that is both permanent and satisfying].

19He who is steadfast in righteousness attains life, But he who pursues evil attains his own death.

20The perverse in heart are repulsive and shamefully vile to the Lord, But those who are blameless and above reproach in their walk are His delight!

21Assuredly, the evil man will not go unpunished, But the descendants of the righteous will be freed.

22As a ring of gold in a swine’s snout, So is a beautiful woman who is without discretion [her lack of character mocks her beauty].